Mortgage 101: Demystifying the Mortgage Process for Buying Real Estate

In this episode, we demystify the mortgage pre-approval process for first-time homebuyers. We'll cover key steps, necessary documents, and what lenders look for in assessing eligibility. Uncover common misconceptions, differences between banks and mortgage brokers, and how to optimize your debt-to-income ratio. Learn about the importance of the down payment and strategies for saving. Plus, get expert advice on when to start preparing and general tips for a successful home-buying journey.

Our guest expert is Lena Sazo, an expert in the world of residential mortgages. As a Residential Mortgage Loan Advisor with NEO Home Loans, Lena goes beyond the title, prioritizing client education and empowerment. Hailing from Oakland, CA, and now living in Alameda, Lena brings a decade of non-profit experience, a degree in psychology from San Francisco State University, and a dedication to family to her role. She ensures you feel confident in your mortgage decisions, integrating them seamlessly into your long-term goals. Lena's approach stands out in an industry trending towards automation, focusing on building wealth and planning for a debt-free future.

Have questions for Lena? Learn more about her process, send her an email, or call her at (510) 882-5232.

Lena Sazo | Mortgage Advisor | Reverse Mortgage Specialist | License # 1273801